Livin in a world that's oh so fast
Gotta make your money last
Learn from the past, oh
Erykah Badu has fantastic lyrics. She's a genius. Anyway as for monthly pay dude i so couldn't handle that. I'd be all up on the shopping spree!!!
My friend gets paid monthly and she hates it. I think what you suggested earlier about putting part in the transfer account and transferring some out each week would be the best way.
I use excell to make sure everything's paid up - i don't have any credit cards (dangerous!! im a shoppaholic) but i do support a few charities monthly and have a phone bill so i do myself a budget - i know i have to put in $60 per week to cover Direct Debits, so i always make sure thats in there. Try actually writing everything down, and then work out from there where your pay should go (ie, $100-groceries, $50 - spending etc) then you can allocate funds everywhere and you know where your monies going. Its the only way i can survive