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Intrest Free terms???

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Intrest Free terms???

Postby anthony88 » Tue Mar 11, 2008 9:13 pm

im really depressed lol... i cant get enough of interet free terms?? its so exciting that u can get it today without havin anything to pay???
ah i really need to stop before i go thousands of dollars into debt???
but i cant believe how easy it is, they dont even want to see your bank account details or anything?? its takes like 5 minutes to walk out with a brand new laptop etc etc..

anyone else have this problem?? lol
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Re: Intrest Free terms???

Postby electrongirl » Tue Mar 11, 2008 9:50 pm

I don't think that this should be in Just for Fun when you end up paying about 30% in interest!! Not much fun then!!
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Re: Intrest Free terms???

Postby ali76 » Tue Mar 11, 2008 9:55 pm

electrongirl wrote:I don't think that this should be in Just for Fun when you end up paying about 30% in interest!! Not much fun then!!


Couldn't have said it better myself!
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Re: Intrest Free terms???

Postby Tarz » Wed Mar 12, 2008 9:44 am

You gott be careful with those. my fiance bought himself a laptop on GE, it got stolen a month later and he had used the card at other stores. because his laptop got stolen he stopped paying (he told them it was stolen and it had insurance so he thought that meant stop paying) so he got heaps of overdue fees and the interest on the other purchases was about 29% so his $1500 laptop cost closer to $4000. If your gonna use them get it payed off well before the end of interest date and do not use the card for anything else. if you need to cut it up. If you want to get something else on it one day they can get your info of their database and don't need the card.
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Re: Intrest Free terms???

Postby hysterical_oliver » Wed Mar 12, 2008 1:15 pm

I dont like interest free terms. If you can't afford it then get by without it. Life is tough but debt is tougher :shock:
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Re: Intrest Free terms???

Postby anthony88 » Wed Mar 12, 2008 7:44 pm

electrongirl wrote:I don't think that this should be in Just for Fun when you end up paying about 30% in interest!! Not much fun then!!



why do u pay any intrest?? as long as u pay it off within the intrest free term u cant be caught out?? like i know it cost 1.50 to pay the bill at the post office but thats it.. where did u get the 30% extra from??? ive never had to pay this??
[url=http://www.TickerFactory.com/weight-loss/w14PlL0/]
Image
[/url]

My First Goal is to be under 110kg reward=gym membership
Christmas '08, i will be under 100kg (BRING IT ON)
~~**IM NOW EATING TO LIVE, NOT LIVING TO EAT**~~
anthony88
 
Posts: 244
Joined: Mon Feb 11, 2008 8:37 am
Location: Melbourne

Re: Intrest Free terms???

Postby electrongirl » Wed Mar 12, 2008 8:10 pm

anthony88 wrote:
electrongirl wrote:I don't think that this should be in Just for Fun when you end up paying about 30% in interest!! Not much fun then!!



why do u pay any intrest?? as long as u pay it off within the intrest free term u cant be caught out?? like i know it cost 1.50 to pay the bill at the post office but thats it.. where did u get the 30% extra from??? ive never had to pay this??


Its not really being caught out, its just most people that get these types of loans don't end up paying it in full before the interest kicks in. But if your one of those who do it the right way then thats great!
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Re: Intrest Free terms???

Postby anthony88 » Wed Mar 12, 2008 9:24 pm

yeah i have my intrest free terms for 12 months and i make sure i pay it off within 3-4 months.. anyway im ova that whole fad thing lol i only have one more to pay off.. ha..
[url=http://www.TickerFactory.com/weight-loss/w14PlL0/]
Image
[/url]

My First Goal is to be under 110kg reward=gym membership
Christmas '08, i will be under 100kg (BRING IT ON)
~~**IM NOW EATING TO LIVE, NOT LIVING TO EAT**~~
anthony88
 
Posts: 244
Joined: Mon Feb 11, 2008 8:37 am
Location: Melbourne


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